Get multi-currency accounts in minutes

Get GBP, EUR, XAF IBAN and local accounts in just minutes, with over 70 global account currencies supported. Sending and receiving money from anywhere is now much better, faster and secure.

  • Multiple Banks and Currencies

  • No credit check


Personal global account for everyone

  • No matter where you’re from or where you’re going, you can easily tap into a better and low-cost alternative banking and payment service that works for you.


Local bank account in multiple countries

  • Open a local bank account with local account numbers and IBAN in multiple countries and currencies.

  • Supercharge your cross-border payment experience

Save up to 5x when you send money to Africa

  • We take away third-party fees associated with cross-border cash pickups, mobile money and bank deposits. Your money transfers to Africa from your Lakoos account is end-to-end on the Lakoos network until delivery.


Organise your finances better

Get a better sense of where your money is going so that you’re not surprised by any unexpected expenses.
Smart Open Banking and Payments

Connect and manage your multi-currency accounts all in one place with a full 360-degree view of your financial picture

Manage your money on the go

You’ll have everything about your finance literally in the palm of your hands.

Take control of your money

Be on top of your spending with smart budgeting tool and alert every time your spend from your account.


Other features you'll love

Master your money like a Pro

Get a clear analytic view of your spending with a breakdown

Smart Savings Pot

Set money aside in separate personalised saving pots.

Personal payment link

Create, share your personalized payment link, and get paid faster

Split & settle group expenses

Split and settle group expenses and calculate who owes what.

Reporting and Analytics

See things your way. Tailor and view reports using a number of criteria options

Spend With Confidence

Built on three-tier security architecture. SCA PSD2 Compliant

We've answered some of your Questions

Find answers to frequently asked questions about managing money globally

No, Lakoos is not a Bank. Lakoos is an efficient way to enjoy banking and payment services, and money management, such as sending, receiving, and spending money anywhere.

Your money is perfectly safe with us. We understand the concerns behind the fact that we are not a bank in the traditional sense. However, we use safeguards from some of the world's leading financial institutions to keep your money safe and secure.

Yes, the Lakoos financial super app is for everyone. Our financial services and how you access them depends on your country of residence. We offer accounts in multiple currencies, payments, remittances, and financial tools to help you manage your money and take control of your financial freedom

Yes, you can connect and manage multiple accounts in different currencies and countries. Lakoos has partnered with financial institutions and mobile money operators around the world to bring all of your finances to the Lakoos mobile super app, so that you can watch over your money in one simple place

Living and working away from our home countries, we need more variety and total control in our banking and financial lives! But one thing is still unbalanced. Banking without borders and making our money work around our way of life is frustrating, slow, and expensive. Sadly, we’re all stuck with the same boring and bland options. No matter where you’re from or where you’re going, we commit to helping the financial lives of migrants and nomads by providing them with an easy, affordable and better way to manage, convert and move their money globally just like a local.

Still have a question? visit our Frequently Asked Questions or contact us from the in app messaging